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Affordable Care Act

NOWCC Benefits Notices

Health Insurance

When an Enrollee's authorized hours are 60 or more each pay period, the Enrollee is eligible for the NOWCC ACES Program Group Health Insurance Plan. There is no cost to the Enrollee for this monthly premium. The NOWCC benefits administrator will provide information about the plan.

After enrolling, Aetna will send you an information packet containing your ID card. 

2020-2021 Health Benefits Medical & Prescription Coverage

Dental & Vision Insurance

Enrollees whose authorized hours are 35 or more per pay period are eligible to enroll in a Vision and/or dental care plan (where available) through monthly payroll deductions.  

You may enroll in these plans within 30 days of your hire date, within 30 days of your hours increasing to 35 hours or more per pay period, or during the open enrollment period. Premiums are paid one month in advance and are deducted from the first paycheck of each month.

Dental insurance can only be cancelled without penalty during the open enrollment period, generally in August.

The NOWCC benefits administrator, will provide you with information about the Dental Care Plan.


The Consolidated Omnibus Budget Reconciliation Act (COBRA) provides you the right to continue group health, vision and/ or dental care benefits when you become ineligible (i.e., separation or hours reduced to less than 60 per pay period for health and less than 35 for dental or vision) for coverage under the NOWCC ACES Program's group health and dental and vision plans.

The NOWCC COBRA provider will send you a packet containing information on how to elect continuation of coverage and the costs involved. You should receive this within fourteen (14) days after your date of ineligibility. If you do not, notify your NOWCC Field Office.

Please contact your NOWCC Field Office with any questions.